In the area of occupational pensions, wealth managers regulated by the Swiss Financial Market Supervisory Authority, FINMA, and pension fund managers are required to comply with the legal provisions relating to investments of the Federal Law on Occupational Retirement, Survivors' and Disability Pension Plans (BVG/LPP) and its implementing ordinance (OPP2). In this context, this approach is defined, at the occupational pensions level, as institutional management restricted by the OPP2.
Regarding private banking, wealth managers authorised under FINMA can offer private investors, as an alternative to active management, an index-based approach using benchmark techniques based on an institutional standard (LPP indices, technical rates). This is referred to as semi-institutional management for private clients.
Regarding private pensions (3a, vested benefits), wealth managers approved by FINMA and authorised by 3a or vested benefits foundations are subject to the same regulatory restrictions but with a little more flexibility in terms of average annual rates of return (technical rate). In this context, this approach is defined, at the private pensions level, as OPP2 semi-institutional management.
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Do you want to devote yourself fully to your activities and spare time, freeing yourself of the significant burden of managing your financial assets?
You can entrust the management of these assets to our team of professionals, who will select the appropriate securities and investment funds according to your management profile and as part of various discretionary mandates covering different strategies, asset classes, and reference currencies.
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We help you identify and select investment products consistent with your management profile. The final investment decision is always yours. You have on-going access to our specialists and recommendations.